Jeff Hammerberg

Preparing to buy a house can be a major undertaking, especially if you have never done so before. While technology has helped reduce the amount of paperwork and stress involved in getting a mortgage, it still is not exactly a quick or simple process. It can be made even more frustrating if you begin the mortgage process only to find out that most lenders do not believe you are in a good position to take on this large amount of debt. There can be a number of reasons why lenders may decline your application, that’s why it is important to […]

If you haven’t purchased a home before, you will get a crash course in real estate vocabulary. One term you’ll likely hear that you probably aren’t familiar with is “Notice of Inspection.” This is a very important document that you must fully understand because it can save you a large amount of money. Let’s take a look at what a Notice of Inspection is, why it is so vital, and what role it plays in the home buying and selling process. What Is a Notice of Inspection? When you have a home inspection done, it’s very likely that the inspector […]

When buying a home, one of the most important steps prior to closing is having a home inspection. This inspection is done by a professional and can reveal many things about your potential new home that you may not have known. It’s essential that you have one of these inspections done so you know if there are any potential issues with the property.  While appraisals are generally required for those buyers who are taking out a mortgage, you do not have to have an inspection. However, it’s highly recommended that you do. You do usually have a specific period of […]

    As a first-time homebuyer, you may not know what to expect during the buying process. Finding a real estate agent to work with, getting pre-qualified for your first mortgage, what to do and what not to do after getting approved for your mortgage. And then on to finding the perfect home, and learning how an inspection works.   If you’re preparing to buy your first home, here are several tips that will help you move through the process more quickly and avoid unexpected issues.   First – Finding the Right Real Estate Agent   The first step in […]

Selling your home can be difficult, and for most of us, living there while it’s on the market can be even harder. Trying to schedule showings around your work and home schedule can drive you crazy, even with a gay real estate professional working with you. Here are a few tips that will make the entire process easier. Leave When an Agent Is Showing the House First, be ready to pick up and leave at any moment. It’s very difficult for a real estate agent to successfully show your home when you’re sitting right there. Potential buyers will likely be […]

Are you preparing to sell your home? If so, you probably have a dollar amount that you need to get in order to pay off your current mortgage or to purchase your next home. Ideally, though, you’ll get more than that. In order to get your asking price or more, you need to make certain your house is in the best condition possible. Before you list your home, here are a few things you can do to improve your chances of getting your asking price. The first thing you can do is paint. That may seem like a very small […]

Everyone wants to sell their home for more money than they bought it for, but that’s not always easy. In some cases, your property value may actually decrease after you buy your home due to the value of the properties around you decreasing. Since you have no control over that, you have to look at what you do have control over: the state of your own house. If you make your house a wonderful, inviting home that potential buyers can imagine themselves settling down in, you’re likely to get your asking price and perhaps a bit more. But how do […]